Running a business is a bit like navigating through a maze of challenges. To keep your ship sailing smoothly, it's important to protect your interests. This guide aims to help you navigate the twists and turns of public liability insurance. We're breaking down the jargon and making it easy for you to understand how to shield your business from unexpected bumps along the way.
Why is Public Liability Insurance So Important?
Public liability insurance is like a safety net, covering both businesses and clients in case of some unexpected accidents. Even though it's not a legal must in the UK, some clients, industry watchdogs, or group memberships might ask for it.
When Public Liability Insurance can be useful
Imagine a plumber who has accidently flooded a house they were working on. This is where public liability insurance can step in, to help cover a legal claim, proving its value in helping shielding against financial losses from injuries or damages.
For Various Trades and How Much Coverage You Need
Public liability insurance isn't one-size-fits-all. It's tailored for different trades, offering protection for a wide range of businesses and trades, including:
Fee Checkers work in partnership with Simply Business to offer business insurance. Their cover starts with a minimum of £1 million, but you can go higher based on your business and client needs.
Getting Your Public Liability Insurance Sorted
Getting covered is as easy as pie. Get a quote from Simply Business by answering a few questions about your business. Choose the coverage that suits you, and in a few minutes, you can buy it online or have a chat with one of their team members. Once done, you're covered right away, and they'll email your policy documents pronto.
So, let's help make insurance simpler and get your business on the right track.