best card machines

In an era where cashless transactions dominate the business landscape, selecting the right card machine is crucial for small businesses aiming to streamline payment processes.

This comprehensive review delves into 15 prominent card machines available in the UK market, offering an in-depth analysis of their features, costs, transaction fees, setup, and suitability for various business sizes.

From industry giants to innovative newcomers, each card machine brings its unique set of advantages and considerations. Whether you're a startup seeking affordability, a growing business in need of advanced features, or an established enterprise requiring bespoke solutions, this review aims to be your go-to resource for navigating the diverse landscape of card machines.

Discover the intricacies of Square, Zettle, SumUp, Worldpay, Revolut, MyPOS, Dojo, Barclaycard, TakePayments, Elavon, Handepay, Paymentsense, Verifone, Ingenico, and DoJo Go. By providing a detailed breakdown of their pros, cons, and key features, this review aims to empower business owners to make informed decisions tailored to their unique needs.

As the financial technology market evolves, understanding the intricacies of these card machines becomes paramount. Join us on this journey of exploration and evaluation, where we aim to unravel the complexities, unveil the nuances, and assist you in finding the best-suited card machine for your business, fostering seamless and efficient transactions in the modern business landscape.

Each card machine has its unique strengths and may cater to different scenarios.

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Here's a general summary to guide help your decision:

Best All-Around Card Machine Reader Options:

Square Reader (UK):

  • Pros: User-friendly, no monthly fees, suitable for small businesses.
  • Cons: Transaction fees may be higher for larger businesses.

Zettle Card Reader (UK):

  • Pros: No monthly fees or contracts, competitive pricing.
  • Cons: Limited features compared to some competitors.

SumUp Card Reader (UK):

  • Pros: Cost-effective for small businesses, no monthly fees.
  • Cons: Limited advanced features.

Best Card Machine Readers for Larger Businesses:

Worldpay Mobile (UK):

  • Pros: Reliable customer support, suitable for larger businesses.
  • Cons: Non-transparent pricing, requires a contract.

Best Card Machine Reader Low-Cost Options:

Revolut Reader (UK):

  • Pros: Low transaction fees, 30-day money-back guarantee.
  • Cons: Only available with a Revolut Business account, high rates for international cards.

MyPOS Card Go Reader (UK):

  • Pros: No contract or monthly fees, rates as low as 1.10% + 7p.
  • Cons: More complex fee structure, no built-in printer on MyPOS Go.

Best Card Machine Reader for Bespoke Solutions:

Dojo Go Card Reader (UK):

  • Pros: Bespoke rates for high-turnover businesses, low transaction fees.
  • Cons: Terminal rental fee of £20 per month.

Best Card Machine Reader for Transparent Pricing:

Barclaycard Anywhere (UK):

  • Pros: Low fixed transaction fees, among the cheapest.
  • Cons: Does not accept AMEX cards, no built-in printer or addons.

Considerations for Other Needs:

TakePayments Mobile (UK):

  • Pros: Next-day settlement, dedicated joining team.
  • Cons: Non-transparent pricing, contract required, monthly fees.

Elavon, Handepay, Paymentsense, Verifone, Ingenico:

  • Individual consideration based on specific business requirements, features, and pricing.

The "best" card machine depends on factors like transaction volume, desired features, budget constraints, and business size. It's recommended to carefully review each option, consider specific business needs, and potentially reach out to the providers for additional information or tailored solutions.

Below we have reviewed each card machine reader to help you choose the best card machine for your business.

15 Card Machine Readers Reviewed:

Square Card Machine Reader Review (UK)

About the Card Machine:

Square is a prominent payment processing solution for small businesses, providing a range of card machines designed to streamline transactions. The card readers are compact, user-friendly, and tailored to meet the requirements of various businesses.

Features:

  • Contactless Payments: Accept payments via contactless cards and mobile wallets like Apple Pay and Google Pay.
  • EMV Chip Technology: Secure chip card transactions to protect against fraud.
  • Offline Mode: Ability to process payments even without an internet connection.
  • Receipt Options: Send digital receipts via email or text message.

Models:

Model Description
Square Reader for Magstripe Basic card reader for magstripe cards.
Square Reader for Contactless and Chip Supports contactless and chip card payments.
Square Terminal An all-in-one payment device with a built-in display and receipt printer.
Square Stand A stand that turns an iPad into a complete point-of-sale system.

Costs:

Model Price (GBP)
Square Reader for Magstripe £19
Square Reader for Contactless and Chip £59
Square Terminal £199
Square Stand £169

Transaction Fees:

Transaction Type Fee
In-person (swiped, dipped, or tapped) 1.75% per transaction + 10p
Keyed-in (manually entered) 2.5% per transaction + 10p

Setup & Monthly Fees:

Fee Amount
Setup Fee None
Monthly Fee None

Pros & Cons:

Pros Cons
Easy to set up and use Transaction fees may be higher for certain businesses
Versatile range of models Limited advanced features compared to some competitors
No monthly fees Limited offline mode functionality

Best Suited For:

Square card machines are well-suited for small businesses, pop-up shops, and businesses with low to moderate transaction volumes in the UK. The variety of models makes it adaptable to various industries.

Summary:

Square offers a user-friendly and cost-effective solution for small businesses in the UK looking to accept card payments. The range of card machines caters to different needs, and with no monthly fees, it provides a straightforward payment processing option. While transaction fees may vary for specific businesses, Square remains a popular choice for many UK entrepreneurs.

Please note that specific details such as fees may vary, and it's recommended to check Square's official UK website for the most up-to-date information.

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SumUp Card Machine Reader Review (UK)

About the Card Machine:

SumUp is a popular payment processing solution that offers a range of card readers to cater to the needs of small businesses. The SumUp Card Reader is designed to provide a simple and efficient way for businesses to accept card payments.

Features:

  • Contactless Payments: Accept payments via contactless cards and mobile wallets.
  • EMV Chip Technology: Secure chip card transactions for enhanced security.
  • Mobile App Integration: Syncs with the SumUp mobile app for transaction monitoring and management.
  • Receipt Options: Send digital receipts via SMS or email.

Models:

Model Description
SumUp Air Compact card reader for contactless and chip payments.
SumUp 3G/WiFi Card Reader Standalone reader with built-in 3G and WiFi connectivity.
SumUp Plus Card reader with a built-in display for added user interaction.

Costs:

Model Price (GBP)
SumUp Air £29 (excluding VAT)
SumUp 3G/WiFi Card Reader £99 (excluding VAT)
SumUp Plus £99 (excluding VAT)

Transaction Fees:

Transaction Type Fee
In-person (swiped, dipped, or tapped) 1.69% per transaction
Keyed-in (manually entered) 2.95% per transaction

Setup & Monthly Fees:

Fee Amount
Setup Fee None
Monthly Fee None

Pros & Cons:

Pros Cons
Competitive transaction fees Limited offline mode functionality
No monthly fees Additional charges for international cards
User-friendly mobile app Limited advanced features compared to some competitors

Best Suited For:

SumUp card readers are suitable for a wide range of small businesses in the UK, including mobile businesses, market traders, and small retail stores. The variety of models allows businesses to choose based on their specific needs.

Summary:

SumUp provides an affordable and user-friendly solution for small businesses in the UK looking to accept card payments. With competitive transaction fees, no monthly fees, and a variety of card reader models, SumUp is a popular choice for businesses with moderate transaction volumes. While it may lack some advanced features, it offers a straightforward and cost-effective payment processing solution.

Please note that specific details such as fees may vary, and it's recommended to check SumUp's official website for the most up-to-date information.

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Worldpay Mobile Card Machine Reader Review (UK)

About the Card Machine:

Worldpay, now owned by FIS, is one of the largest payment processors in the UK, offering a range of card machines to accommodate various business needs. The Worldpay Mobile card reader is designed for businesses with moderate to high monthly card transaction volumes.

Features:

  • Connectivity Options: Terminal can be connected through Bluetooth or Wi-Fi.
  • Contactless Payments: Accepts contactless payments, including Apple Pay, Android Pay, and Samsung Pay, along with credit and debit cards.
  • Built-in SIM Connectivity: Provides coverage over O2, Vodafone, and EE. WiFi connectivity is also built in.
  • Extended Battery Life: Extendable battery life with a separate charging station for convenience.
  • Transaction Types: Processes sales, refunds, cashback, and gratuities.
  • Receipt Roll Included: Comes with a receipt roll for transaction documentation.

Costs:

Plan Cost (GBP)
Fixed Monthly Plan At least £49.99 per month (includes transactions up to a set limit).
Custom Plan At least £17.95 per terminal rental per month, plus transaction fees (varies based on volume). Additional £9.99 per month for accepting payments by phone.

Transaction Fees:

Transaction Type Fee Structure
Varies based on volume and plan.

Setup, Monthly Fees & Contract:

  • Joining Fees: None listed on both Fixed Monthly and Custom plans.
  • Contract: 18-month agreement for both plans.
  • Fixed Monthly Plan: At least £49.99 per month.
  • Custom Plan: £17.95 per month per terminal, plus transaction fees.
  • Additional Charge: £9.99 per month for accepting payments by phone.
  • AMEX Cards: Extra charge for accepting AMEX cards.

Add-ons & Accessories:

None listed on the website, but Worldpay Mobile is compatible with many EPOS (Electronic Point of Sale) solutions.

Pros & Cons:

Pros Cons
24/7 Customer Support Non-transparent pricing
Bespoke rates for larger businesses Requires an 18-month contract
Lower rates with higher transaction volume Can only rent the card terminal
Integration with other payment methods Not suitable for very small businesses
Exclusive rewards for merchants Extra charge for accepting AMEX cards
Highly rated on Trustpilot (4.6 out of 5)

Best Suited For:

The Worldpay Mobile card reader, along with other Worldpay card terminals, is designed for businesses with at least £10,000 per month in card transactions. It is well-suited for larger small businesses that can benefit from bespoke rates and exclusive rewards.

Summary:

Worldpay Mobile offers a robust card processing solution for businesses with moderate to high transaction volumes. While the pricing may not be transparent, it can provide lower rates with increased transaction volume, making it a viable option for certain types of larger small businesses. The 24/7 customer support, integration capabilities, and exclusive rewards add to its appeal, though businesses should carefully consider the 18-month contract commitment.

Please note that specific details such as fees and features may be subject to change, and it's recommended to check the official Worldpay website or contact Worldpay's customer support for the most up-to-date information.

Tide Card Machine Reader Review (UK)

About the Card Machine:

The Tide Card Reader is a payment solution provided by Tide, a UK-based business banking service. The card reader is designed to complement Tide business accounts and facilitate seamless card transactions for small businesses.

Features:

  • Contactless Payments: Accept payments via contactless cards and mobile wallets.
  • EMV Chip Technology: Secure chip card transactions for enhanced fraud protection.
  • Real-Time Notifications: Receive instant notifications for every transaction.
  • Tide Account Integration: Seamlessly integrates with Tide business accounts for easy fund management.

Models:

Tide currently offers one primary card reader designed for a variety of business needs.

Model Description
Tide Card Reader All-in-one card reader supporting contactless and chip card payments.

Costs:

Model Price (GBP)
Tide Card Reader Free for eligible Tide business account holders.

Transaction Fees:

Transaction Type Fee
In-person (swiped, dipped, or tapped) 1% per transaction
Keyed-in (manually entered) 2% per transaction

Setup & Monthly Fees:

Fee Amount
Setup Fee Free for eligible Tide business account holders.
Monthly Fee None

Pros & Cons:

Pros Cons
Free for Tide account holders Limited features compared to some competitors
Low transaction fees Available only for Tide business account holders
Integration with Tide accounts Limited offline mode functionality

Best Suited For:

The Tide Card Reader is best suited for small businesses in the UK that already use or plan to use Tide business accounts. It is ideal for businesses with low to moderate transaction volumes seeking a straightforward and integrated payment solution.

Summary:

The Tide Card Reader offers a cost-effective and integrated solution for small businesses in the UK. As a complementary service for Tide business account holders, it provides a convenient way to accept card payments with low transaction fees. While it may lack some advanced features, it serves as a practical choice for businesses looking for simplicity and integration with their banking services.

Please note that specific details such as fees and eligibility may vary, and it's recommended to check Tide's official website for the most up-to-date information.

Zettle Card Machine Reader Review (UK)

About the Card Machine:

The Zettle card reader has rapidly gained popularity among UK small businesses as a leading mobile credit card machine. Owned by PayPal, it offers a range of features designed to facilitate quick and efficient card transactions.

Features:

  • No Monthly Fee: No ongoing monthly charges, providing cost-effectiveness.
  • Fast Setup: Allows users to start selling immediately.
  • Quick Charging: Ensures a long-lasting battery for extended usage.
  • Accepts Various Cards: Supports VISA, Mastercard, American Express, Diners Club, JCB, Discover, major debit cards, Apple Pay, Android Pay, Google Pay.
  • Contactless Payments: Processes contactless payments in under 5 seconds.
  • Online Invoices: Capability to send online invoices for added convenience.
  • Cash Payments: Accepts cash payments with no daily limit.
  • Digital Receipts: Sends and stores digital receipts on the cloud.
  • Fast Deposit: Deposits earnings from the app to the bank within 2 business days.
  • Battery Life: One charge lasts for 8 hours (or around 100 transactions).
  • Warranty: Free 12-month warranty for added assurance.
  • PayPal Integration: Owned by PayPal, easily connects to existing PayPal accounts.

Costs:

Model Price (GBP)
Tide Card Reader All-in-one card reader supporting contactless and chip card payments.

Transaction Fees:

Transaction Type Fee Structure
Card Payments (including AmEx) Flat 1.75% per transaction
Invoice Transactions 2.5%
Payment Link Transactions 2.5%
PayPal QR Code Transactions 1.75%
E-commerce 2.5%

Setup & Monthly Fees:

Fee Amount
Set-up Fees None (beyond buying the card reader)
Monthly Fees None (for regular GO account)

Contract:

  • No long-term contract, providing flexibility.

Add-ons:

  • Requires the Zettle by PayPal app for proper functionality.
  • Add-ons include terminals, stands & docks, receipt printers, barcode scanners, cash drawers, and store kits.

Pros & Cons:

Pros Cons
No monthly cost or contract Minimum amount per transaction is £1
Competitive pricing Other companies offer lower transaction fees
Flat fee for all cards including AmEx Requires specific phone models (iPhone with iOS 12 or higher, or Android phone with 5 or higher, Android 8 or higher recommended)
Easily integrates with PayPal Trustpilot rating of 2.4 out of 5

Summary:

The Zettle credit card machine stands out for its simplicity, transparency, and ease of use. With no monthly costs or contractual obligations, it appeals to new businesses and those uncertain about their usage levels. While not offering the lowest transaction fees, the flat fee for all cards, including AmEx, provides clarity. The integration with PayPal adds convenience for businesses already using the platform. Zettle's mobile credit card machine is a solid option for small businesses looking to initiate card payments with a straightforward and cost-effective solution.

For more details and to get started, visit the Zettle by PayPal website.

Dojo Go Card Machine Reader Review (UK)

About the Card Machine:

Dojo Go is a recent entrant to the UK card machine market, owned by Paymentsense, one of the UK's largest payment processors. The Dojo Go card reader is designed to provide businesses with a comprehensive and integrated solution for card payments.

Features:

  • Built-in Thermal Printer: Convenient for printing receipts on the spot.
  • 10-Hour Battery Life: Long-lasting battery for extended usage without constant charging.
  • Integrated Payments Enabled: Streamlined payment processing for efficiency.
  • Point-to-Point Encryption: Enhanced security to protect cardholder data.
  • 5-inch HD Touchscreen: User-friendly interface for easy navigation.
  • Wi-Fi and Mobile Connectivity: Flexibility with both Wi-Fi and mobile data connectivity options.

Model:

Dojo Go currently offers one model with the described features.

Model Description
Dojo Go Mobile card machine with integrated features.

Costs & Monthly Fees:

Fee Amount
Card Reader Cost £20 per month (with free next working day delivery)
Transaction Fees 1.4% + 5p for businesses with under £150k turnover per year; Bespoke pricing for over £150k turnover per year.
Contract Monthly rolling for businesses earning over £150,000 per year; 6-month contract for businesses earning under £150,000 per year, then monthly rolling.

Add-ons & Accessories:

Details about specific add-ons and accessories are not provided.

Pros & Cons:

Pros Cons
Bespoke rates for businesses with high turnover Terminal rental fee of £20 per month
Low transaction fees Only one model available
Built-in printer for convenience 6-month contract for businesses under £150,000 per year)
Next-day transfers Limited information on add-ons and accessories
7-day UK tech support (8am – 11pm)

Best Suited For:

Dojo Go is suitable for larger small businesses, especially those processing more than £150,000 in card transactions per year. It aims to provide cost-effective solutions with bespoke rates for businesses with higher turnover.

Summary:

Dojo Go offers an interesting choice for businesses in the UK, particularly those with higher card transaction volumes. With bespoke rates for larger businesses and low transaction fees for smaller businesses, it provides a flexible solution. The built-in features, such as a thermal printer and a 10-hour battery life, enhance convenience. However, potential users should consider the terminal rental fee and contract terms based on their business size and needs.

Please note that specific details such as fees and features may be subject to change, and it's recommended to check the official Dojo website or contact Dojo's customer support for the most up-to-date information.

MyPOS Card Machine Reader Review (UK)

About the Card Machine:

MyPOS is a relatively new entrant to the UK card machine market, offering a much wider range of readers than some competitors. It provides a variety of features, aiming to cater to different business needs.

Features:

  • Pocket-sized, Lightweight, Sturdy: Portable design for convenience.
  • Digital Receipts via SMS or Email: Efficient transaction documentation.
  • Free Data SIM Card: Ensures connectivity without additional costs.
  • No Monthly Fee: No ongoing monthly charges for the basic service.
  • No Contract: Users are not tied to long-term contracts, providing flexibility.
  • 1-Year Warranty: Assurance with a one-year warranty on the card reader.
  • 30-Day Money Back Guarantee: Allows businesses to try the solution risk-free.
  • Free E-money Merchant Account: Includes dedicated IBANs in 14 currencies.
  • Instant Access to Accepted Funds: Faster access to funds for improved cash flow.
  • MyPOS Mobile App: Free access to the MyPOS mobile app, available for Android and iOS.
  • VISA Business Card: Offers a VISA Business card for instant access to funds and control over corporate expenses.

Costs:

Model Price (GBP)
MyPOS GO 2 Reader £39 + VAT (£29 + VAT until 29/02/2024)
MyPOS Go Combo £179 + VAT
MyPOS Pro £229 + VAT

Transaction Fees:

Transaction Type Fee Structure
In-person (UK Consumer Cards) 1.10% + £0.07
In-person (Other Consumer & Commercial Cards) 2.85% + £0.07
Manually Entered (UK Consumer Cards) 1.30% + £0.15
Manually Entered (Other Consumer & Commercial Cards) 2.90% + £0.15
Card-Not-Present (Domestic & EEA Consumer Cards) 1.30% + £0.15
Card-Not-Present (Other Consumer & Commercial Cards) 2.90% + £0.15
MO/TO Payments POS payment fee + 1.00%

Setup & Monthly Fees:

Fee Amount
Monthly Costs None

Contract:

Contract Details Description
Long-Term Contract No long-term contract
Minimum Turnover No minimum turnover requirement

Add-ons & Accessories:

  • Charging Docks
  • Cases
  • Car Chargers
  • Privacy Screens
  • Bundles
  • Full EPOS Systems

Pros & Cons:

Pros Cons
No contract or monthly fees More complex fee structure
Rates as low as 1.10% + £0.07 No built-in printer on MyPOS Go
Diverse range of machines More expensive than Square Reader
Customizable with unique accessories

Best Suited For:

  • Businesses looking for a mobile card reader without long-term commitments.
  • Versatile option with a diverse range of machines and customizable accessories.

Summary:

MyPOS offers a diverse range of card machines with business-friendly features, no monthly fees, and a variety of transaction options. The absence of long-term contracts and customizable accessories make it suitable for businesses prioritizing flexibility and versatility. While the fee structure may seem more complex, the competitive transaction fee and range of features contribute to MyPOS's appeal in the mobile card reader market.

Revolut Machine Reader Review (UK)

About the Card Machine:

The Revolut Reader, introduced by Revolut, is a relatively new addition to the market. Revolut is well-known for its business bank accounts, and the Revolut Reader complements its financial services by providing a straightforward solution for accepting card payments.

Features:

  • Simple Pricing: Pay-per-transaction pricing with competitive fees.
  • Next-Day Access to Funds: Faster access to funds for improved cash flow.
  • Card Compatibility: Accepts credit and debit cards, as well as Apple Pay and Google Pay.
  • Product Catalogue: Create a catalogue of products for efficient checkout.
  • 30-Day Money Back Guarantee: Provides flexibility for businesses to try the reader risk-free.
  • Integration with Nobly POS: Seamless integration with Nobly Point of Sale system.

Cost & Monthly Fees:

  • Reader Cost: £49 (+VAT).
  • Business Bank Account: To obtain a Revolut Reader, you need to have a Revolut business bank account. Fortunately, the basic account is free.

Transaction Fees:

  • UK Consumer Cards (in-person): 0.8% + £0.02
  • International & Commercial Cards (in-person): 2.6% + £0.02
  • UK Consumer Cards (online): 1.0% + £0.02
  • International & Commercial Cards (online): 2.8% + £0.02

Contract:

  • The Revolut Reader does not require a separate contract but is tied to your Revolut business banking customer status.

Add-ons & Accessories:

  • The Revolut Reader is currently basic, with integration capabilities with Nobly POS. Advanced features like printers and barcode scanners are not available at this time.

Pros & Cons:

Pros Cons
Low transaction fees Only available with a Revolut Business bank account
Next-day access to funds Limited model and features
30-day money back guarantee High rates for International & Commercial Cards
Seamless integration with Nobly POS Limited addons and accessories

Best Suited For:

The Revolut Reader is well-suited for businesses looking for a low-cost option to start accepting card payments. It is especially attractive for those already using Revolut's business banking services.

Summary:

The Revolut Reader provides an affordable solution for businesses seeking simplicity and competitive transaction fees. With a focus on straightforward pricing and next-day access to funds, it caters to businesses with basic payment processing needs. However, it may not be the best fit for businesses requiring advanced features or those processing a significant number of international or commercial cards.

As the Revolut Reader is closely tied to having a Revolut Business bank account, businesses considering this option should evaluate the overall benefits of the banking services along with the card reader.

Please note that specific details such as fees and features may be subject to change, and it's recommended to check the official Revolut website or contact Revolut's customer support for the most up-to-date information.

Barclaycard Anywhere Card Machine Reader Review (UK)

About the Card Machine:

The Barclaycard Anywhere card reader, offered by Barclaycard, a part of Barclays Bank, presents a reliable choice with a focus on competitive transaction fees. While it may lack some add-ons, it stands out for its simplicity and cost-effectiveness.

Features:

  • Accepts Contactless Payments: Provides flexibility for modern payment methods.
  • Compatibility: Works with Mastercard, Visa, Apple Pay, and Google Pay.
  • Barclaycard Anywhere App: Utilizes the free Barclaycard Anywhere app for seamless transactions.
  • Digital Receipts: Optional feature for digital receipts via email.
  • Real-time Transaction Data: Allows access to transaction data in real-time.
  • Refund Capability: Enables the ability to process refunds.
  • Data Export: Can export all transaction data to a spreadsheet.

Costs:

Model Price (GBP)
Barclaycard Anywhere £29 + VAT (Promotions may apply, check their website)

Transaction Fees:

  • The Barclaycard Anywhere card reader offers one of the lowest transaction fees in the market at just 1.6%.
  • Note: AMEX cards are not accepted.
  • Setup & Monthly Fees:
  • Operates on a pay-as-you-go model, meaning no monthly fees or contractual obligations.

Setup & Monthly Fees:

  • Operates on a pay-as-you-go model, meaning no monthly fees or contractual obligations.

Add-ons & Accessories:

  • No specific add-ons or accessories listed on the Barclaycard website.

Pros & Cons:

Pros Cons
Among the cheapest card machines on market Does not accept AMEX cards
Low fixed transaction fees No built-in printer or other add-ons

Summary:

The Barclaycard Anywhere card reader is a cost-effective solution, particularly suitable for businesses prioritizing simplicity and competitive transaction fees. With its focus on core functionalities, it provides a no-frills option for those who don't require additional features offered by competitors like Zettle, Square, or SumUP. While lacking certain add-ons, its affordability and low fixed transaction fees make it an attractive choice for businesses seeking a straightforward and budget-friendly card machine.

For more information or to get started, visit the Barclaycard Anywhere website.

TakePayments Mobile Card Machine Reader Review (UK)

About the Card Machine:

TakePayments, a provider offering various payment solutions for small businesses, includes a Mobile card machine in their repertoire. This solution is designed to cater to businesses seeking a traditional card terminal with the flexibility of mobile transactions.

Features:

  • Built-in GPRS SIM Card: Enables mobile connectivity with a built-in SIM card.
  • Long-Lasting Charge: Extended battery life for prolonged usage.
  • Light and Durable: Portable design with durability.
  • Easy to Set Up: Simple setup process for user convenience.
  • Fast Thermal Receipt Printer: Efficient thermal printing for quick receipt generation.
  • Works Anywhere in the UK: Provides nationwide coverage.

Cost:

  • Monthly terminal rental fee for using the TakePayments Mobile machine.

Transaction Fees:

  • Transaction fees vary based on card type, processing volumes, and business type. Some debit cards may have processing fees as low as 0.3%.

Setup & Monthly Fees:

  • No fees to join or leave once the 12-month contract is finished.
  • Monthly terminal rental fee applies.

Contract:

  • Standard 12-month contract.

Add-ons & Accessories:

  • Offers a range of EPOS solutions.
  • Provides the ability to sell online.

Pros & Cons:

Pros Cons
Next day settlement Non-transparent pricing
Dedicated joining team Contract required
Rated 4.8 out of 5 on Trustpilot Monthly fees
Offers bespoke rates

Summary:

TakePayments Mobile presents itself as a more traditional card terminal option, catering to businesses with a significant transaction volume. While it comes with monthly fees and a contractual commitment, it offers bespoke rates and next-day settlement, contributing to its appeal for businesses with specific processing needs. The solution is rated highly on Trustpilot, indicating positive user experiences. However, potential users should be aware of non-transparent pricing and the contractual obligations associated with TakePayments Mobile.

For more details or to explore their offerings, visit the TakePayments website.

Elavon Mobile Card Machine Reader Review (UK)

About the Card Machine:

Elavon, a prominent payment solutions provider, offers a Mobile card machine as part of its services. Aimed at small businesses, this mobile solution provides flexibility and convenience in card transactions.

Features:

  • Wireless Connectivity: Utilizes wireless technology for flexible use.
  • Contactless Payments: Supports modern contactless payment methods.
  • Secure Transactions: Ensures the security of transactions for cardholder peace of mind.
  • Fast and Efficient: Facilitates quick and efficient card transactions.
  • Portable Design: Lightweight and portable for on-the-go businesses.
  • User-Friendly Interface: Easy-to-use interface for seamless transactions.

Cost:

  • Specific cost details, including machine price and transaction fees, are not provided in the provided information.

Transaction Fees:

  • Transaction fees may vary based on the card type, processing volumes, and the specific terms of the agreement with Elavon.

Setup & Monthly Fees:

  • Specific details about setup fees and monthly charges are not included in the provided information.

Contract:

  • Contract terms and duration are not specified.

Add-ons & Accessories:

  • Detailed information about available add-ons and accessories is not provided.

Pros & Cons:

Pros Cons
Wireless and contactless options Lack of detailed cost and fee information
Secure transactions Limited information on contract and setup fees
Fast and efficient processing Lack of specified contract terms
Lightweight and portable design Lack of details about add-ons and accessories

Summary:

Elavon's Mobile card machine is positioned as a solution for small businesses seeking flexibility and convenience in their card transactions. The wireless and contactless features enhance its appeal for businesses on the move. However, the lack of specific details regarding costs, transaction fees, setup fees, and contract terms makes it challenging to provide a comprehensive evaluation. Prospective users are encouraged to contact Elavon directly to obtain precise information tailored to their business needs.

For more information and to explore the offerings, visit the Elavon website.

Handepay Mobile Card Machine Reader Review (UK)

About the Card Machine:

Handepay, a payment solutions provider, offers a Mobile card machine designed for small businesses. Geared towards providing convenience and efficiency, this mobile solution caters to businesses seeking flexibility in card transactions.

Features:

  • Wireless Connectivity: Utilizes wireless technology for flexible use.
  • Contactless Payments: Supports modern contactless payment methods.
  • Portable Design: Lightweight and portable, suitable for on-the-go businesses.
  • User-Friendly Interface: Ensures an easy-to-use interface for seamless transactions.
  • Secure Transactions: Prioritizes the security of transactions for cardholder confidence.
  • Efficient Processing: Facilitates fast and efficient card transactions.

Cost:

  • Specific cost details, including machine price and transaction fees, are not provided in the provided information.

Transaction Fees:

  • Transaction fees may vary based on the card type, processing volumes, and the specific terms of the agreement with Handepay.

Setup & Monthly Fees:

  • Specific details about setup fees and monthly charges are not included in the provided information.

Contract:

  • Contract terms and duration are not specified.

Add-ons & Accessories:

  • Detailed information about available add-ons and accessories is not provided.

Pros & Cons:

Pros Cons
Wireless and contactless options Lack of detailed cost and fee information
Portable design for on-the-go use Limited information on contract and setup fees
Prioritizes secure transactions Lack of details about add-ons and accessories
Efficient processing

Summary:

Handepay's Mobile card machine positions itself as a solution for small businesses aiming for flexibility and efficiency in card transactions. While featuring wireless and contactless options, the lack of specific details regarding costs, transaction fees, setup fees, and contract terms limits a comprehensive evaluation. Prospective users are encouraged to directly contact Handepay for precise information tailored to their business requirements.

Paymentsense Mobile Card Machine Reader Review (UK)

About the Card Machine:

Paymentsense, a leading payment processor in the UK, offers a Mobile card machine as part of its range of solutions for small businesses. The Paymentsense Mobile card machine is designed to provide businesses with a convenient and integrated tool for processing card payments.

Features:

  • Wireless Connectivity: Utilizes wireless technology for flexibility in use.
  • Contactless Payments: Supports modern contactless payment methods.
  • Portable Design: Lightweight and portable, suitable for mobile businesses.
  • User-Friendly Interface: Ensures an easy-to-use interface for seamless transactions.
  • Secure Transactions: Prioritizes the security of transactions for cardholder confidence.
  • Efficient Processing: Facilitates fast and efficient card transactions.
  • Integrated Payments: Seamlessly integrates payment processing for efficiency.

Cost:

  • Specific cost details, including machine price and transaction fees, are not provided in the provided information.

Transaction Fees:

  • Transaction fees may vary based on the card type, processing volumes, and the specific terms of the agreement with Paymentsense.

Setup & Monthly Fees:

  • Specific details about setup fees and monthly charges are not included in the provided information.

Contract:

  • Contract terms and duration are not specified.

Add-ons & Accessories:

  • Detailed information about available add-ons and accessories is not provided.

Pros & Cons:

Pros Cons
Wireless and contactless options Lack of detailed cost and fee information
Portable design for on-the-go use Limited information on contract and setup fees
User-friendly interface Lack of specified contract terms
Efficient processing
Integrated payments for efficiency

Summary:

Paymentsense's Mobile card machine is positioned as a solution for small businesses seeking flexibility and efficiency in card transactions. While featuring wireless and contactless options, the lack of specific details regarding costs, transaction fees, setup fees, and contract terms limits a comprehensive evaluation. Prospective users are encouraged to directly contact Paymentsense for precise information tailored to their business requirements.

Verifone Mobile Card Machine Reader Review (UK)

About the Card Machine:

Verifone, a well-established player in the payment solutions industry, offers a Mobile card machine designed for businesses in the UK. Geared towards providing reliable and efficient card transactions, the Verifone Mobile card machine aims to meet the needs of small and medium-sized enterprises.

Features:

  • Wireless Connectivity: Utilizes wireless technology for flexibility in use.
  • Contactless Payments: Supports modern contactless payment methods.
  • Portable Design: Lightweight and portable, suitable for mobile businesses.
  • User-Friendly Interface: Ensures an easy-to-use interface for seamless transactions.
  • Secure Transactions: Prioritizes the security of transactions for cardholder confidence.
  • Efficient Processing: Facilitates fast and efficient card transactions.
  • Advanced Payment Capabilities: Offers a range of advanced payment features for diverse business needs.

Cost:

  • Specific cost details, including machine price and transaction fees, are not provided in the provided information.

Transaction Fees:

  • Transaction fees may vary based on the card type, processing volumes, and the specific terms of the agreement with Verifone.

Setup & Monthly Fees:

  • Specific details about setup fees and monthly charges are not included in the provided information.

Contract:

  • Contract terms and duration are not specified.

Add-ons & Accessories:

  • Detailed information about available add-ons and accessories is not provided.

Pros & Cons:

Pros Cons
Wireless and contactless options Lack of detailed cost and fee information
Portable design for on-the-go use Limited information on contract and setup fees
User-friendly interface Lack of specified contract terms
Prioritizes secure transactions Lack of details about add-ons and accessories
Efficient processing
Advanced payment capabilities

Summary:

Verifone's Mobile card machine is positioned as a solution for small and medium-sized businesses seeking reliable and advanced payment capabilities. While featuring wireless and contactless options, the lack of specific details regarding costs, transaction fees, setup fees, and contract terms limits a comprehensive evaluation. Prospective users are encouraged to directly contact Verifone for precise information tailored to their business requirements.

For more information and to explore the offerings, visit the Verifone website.

Ingenico Mobile Card Machine Reader Review (UK)

About the Card Machine:

Ingenico, a globally recognized name in payment solutions, offers a Mobile card machine designed for businesses in the UK. The Ingenico Mobile card machine aims to provide small and medium-sized enterprises with a reliable and efficient tool for card transactions.

Features:

  • Wireless Connectivity: Utilizes wireless technology for flexibility in use.
  • Contactless Payments: Supports modern contactless payment methods.
  • Portable Design: Lightweight and portable, suitable for mobile businesses.
  • User-Friendly Interface: Ensures an easy-to-use interface for seamless transactions.
  • Secure Transactions: Prioritizes the security of transactions for cardholder confidence.
  • Efficient Processing: Facilitates fast and efficient card transactions.
  • Advanced Payment Capabilities: Offers a range of advanced payment features for diverse business needs.

Cost:

  • Specific cost details, including machine price and transaction fees, are not provided in the provided information.

Transaction Fees:

  • Transaction fees may vary based on the card type, processing volumes, and the specific terms of the agreement with Ingenico.

Setup & Monthly Fees:

  • Specific details about setup fees and monthly charges are not included in the provided information.

Contract:

  • Contract terms and duration are not specified.

Add-ons & Accessories:

  • Detailed information about available add-ons and accessories is not provided.

Pros & Cons:

Pros Cons
Wireless and contactless options Lack of detailed cost and fee information
Portable design for on-the-go use Limited information on contract and setup fees
User-friendly interface Lack of specified contract terms
Prioritizes secure transactions Lack of details about add-ons and accessories
Efficient processing
Advanced payment capabilities

Summary:

Ingenico's Mobile card machine is positioned as a solution for small and medium-sized businesses seeking reliable and advanced payment capabilities. While featuring wireless and contactless options, the lack of specific details regarding costs, transaction fees, setup fees, and contract terms limits a comprehensive evaluation. Prospective users are encouraged to directly contact Ingenico for precise information tailored to their business requirements.

For more information and to explore the offerings, visit the Ingenico website.

The Top 10 best card machine readers for small businesses ranked in order

1. Square Card Reader (UK)

Pros:

  • User-friendly with no monthly fees.
  • Suitable for small businesses.

Cons:

  • Transaction fees may be higher for larger businesses.

2. Zettle Card Reader (UK)

Pros:

  • No monthly fees or contracts.
  • Competitive pricing.

Cons:

  • Limited features compared to some competitors.

3. SumUp Card Reader (UK)

Pros:

  • Cost-effective for small businesses.
  • No monthly fees.

Cons:

  • Limited advanced features.

4. Worldpay Mobile Card Reader (UK)

Pros:

  • Reliable customer support.
  • Suitable for larger businesses.

Cons:

  • Non-transparent pricing.

5. Revolut Reader (UK)

Pros:

  • Low transaction fees.
  • 30-day money-back guarantee.

Cons:

  • Only available with a Revolut Business account.

6. MyPOS Card Go Reader (UK)

Pros:

  • No monthly fees or contracts.
  • Range of machines available.

Cons:

  • More complex fee structure.

7. Dojo Go Card Reader (UK)

Pros:

  • Bespoke rates for high-turnover businesses.
  • Low transaction fees.

Cons:

  • Terminal rental fee of £20 per month.

8. Worldpay Mobile Card Reader (UK)

Pros:

  • Customer support available 24/7.
  • Bespoke rates for larger businesses.

Cons:

  • Non-transparent pricing.
  • Requires a contract.

9. MyPOS Card Go Reader (UK)

Pros:

  • No contract or monthly fees.
  • Rates as low as 1.10% + 7p.
  • Large range of machines.

Cons:

  • More complex fee structure.
  • No built-in printer on MyPOS Go.

10. Barclaycard Anywhere Card Reader (UK)

Pros:

  • Card machine is among the cheapest.
  • Low fixed transaction fees.

Cons:

  • Does not accept AMEX cards.
  • No built-in printer or other addons.

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Note:

Specific costs and fees are not provided for some services. It's advisable to check the official websites or contact the respective providers for the most up-to-date and detailed information. Additionally, individual business needs and preferences should guide the selection of a card machine.